SME Health & Wellbeing Plan
Why choose our plan for your small business?
Reduce employee absenteeism & increase productivity
Our company health insurance can help with proactive health management, including mental health support and preventative care to minimise absences and maximise your workforce’s output.
Attract top talent with our health plan for businesses
Our Health & Wellbeing Plan signals how a company values its employees, making your business more attractive in a competitive market.
Boost morale & retain employees with our company health plan
Demonstrating your commitment to employee wellbeing fosters a positive work environment, boosts loyalty, and reduces your recruitment costs.
Address financial challenges in accessing healthcare
Provide financial relief to employees and their families by covering the rising costs of everyday healthcare and access to care.
What do your employees get?
100% cashback on dental, optical, therapy and more
We offer 100% cashback, up to annual maximums, on 12 essential monetary benefits with our company health insurance
Covering everything from preventative care like screenings and vaccinations to routine treatments like prescriptions, eye tests, prescription glasses and contact lenses, dental treatments, therapies and scans (MRI, CT and PET). That’s real value for your employees’ health and wellbeing, and a great incentive to stay with your business.
Four innovative, digital-first services to reduce absenteeism
We have four digital health offerings designed to empower your employees to prioritise their health and wellbeing helping to keep employees focused on work
24/7 365-day GP & counselling support
Empower your employees with constant access to vital support, alleviating the need to take time off work for appointments.
Provide them with a 24/7 GP service, offering confidential medical diagnosis, advice, and electronic prescriptions, ensuring their health needs are addressed anytime.
Additionally, your employees will benefit from a confidential 24/7 helpline, connecting them with qualified counsellors for support on emotional, personal, or work-related challenges. Offer your team peace of mind and demonstrate your commitment to their overall wellbeing.
Fitness, health & retail discounts online with our company health insurance
Gym discounts and online savings for your employees
Enhance your employee benefits package with a comprehensive range of online and gym discounts. Your employees will gain access to exclusive savings on fitness memberships, wellness products, and health-related services, fostering their physical and mental wellbeing.
Furthermore, they will enjoy a wide array of online discounts from top UK retailers, covering attractions, high street stores, leisure, travel, and dining, alongside reloadable gift cards.
This combination of health and lifestyle savings provides your team with valuable resources to improve their overall quality of life and stretch their earnings further. It’s also a great benefit for recruiting new employees and attracting top talent.
Reimbursements for diagnostics & surgery through our health plan for businesses
Unlock faster diagnoses and get reimbursement towards treatments
Empower your employees with access to faster diagnoses and timely consultations. Your employees will be able to claim back some or all costs of private consultations, including essential diagnostic scans like MRIs, CTs, or PET scans. This allows them to expedite their health journey and receive timely care.
Additionally, our Health & Wellbeing Plan offers reimbursements for hospital day-case and in-patient care, providing your employees with added security and peace of mind when they need it most.
By offering these benefits, you can demonstrate your commitment to their health and wellbeing, ensuring they have access to crucial medical services without financial strain.
PMI Excess as an add-on benefit
PMI Excess
Our Health and Wellbeing Plan offers a valuable Private Medical Insurance (PMI) excess benefit as an optional add-on. This allows your employees to potentially reduce their PMI premiums by choosing a higher excess, while still benefiting from the broader range of health and wellbeing support included in our integrated plan. It’s a cost-effective way to manage PMI alongside proactive health and wellbeing benefits.
Our digital-first services
Digital physiotherapy assessment & support
Assess any condition in minutes and get the right care. 45% of users start treatment within 1 hour of injury and 90% of users report less pain within 1 week1. Progress tracking with clinical oversight and communication.
Digital dentistry support & helpline
Covering over 3 million lives and over 22,000 companies2, your employees will have on-demand chat support from UK dentists, a symptom checker and supporting self-care resources.
Digital skin cancer screening app
1 in 4 men and 1 in 5 women will develop a form of skin cancer at least once in their lifetime in the UK3. The 5 year survival rate is up to 99% if caught at stage I4, but only 22.5% if stage IV5. Our skin cancer screening app will help employees to track their moles and identify whether any could need referral to a specialist.
Digital eye screening
19 million British people fail to have regular eye tests6. Our online eye screening tool provides instant access to a comprehensive online eye test, that checks vision, astigmatism, visual field and contrast sensitivity, colour vision and depth perception.
Claims processed within 24 hours
Frequently asked questions (FAQs)
Your Title Goes Here
Your content goes here. Edit or remove this text inline or in the module Content settings. You can also style every aspect of this content in the module Design settings and even apply custom CSS to this text in the module Advanced settings.
Your Title Goes Here
Your content goes here. Edit or remove this text inline or in the module Content settings. You can also style every aspect of this content in the module Design settings and even apply custom CSS to this text in the module Advanced settings.
Your Title Goes Here
Your content goes here. Edit or remove this text inline or in the module Content settings. You can also style every aspect of this content in the module Design settings and even apply custom CSS to this text in the module Advanced settings.
Your Title Goes Here
Your content goes here. Edit or remove this text inline or in the module Content settings. You can also style every aspect of this content in the module Design settings and even apply custom CSS to this text in the module Advanced settings.
Need to know
^ Based on base level cover with 10+ employees.
+ Based on BHSF Claim data Jan 1st – 31st Dec 2024
References
- Phio Engage data, provided by EQL January 2025
- https://toothfairyapp.co.uk/our-mission/
- https://www.skcin.org/skincancerinformation/theproblemandfacts.htm
- https://www.cancer.org/cancer/types/melanoma-skin-cancer/detection-diagnosis-staging/survival-rates-for-melanoma-skin-cancer-by-stage.html
- https://www.curemelanoma.org/about-melanoma/melanoma-staging/stage-4-melanoma
- https://www.aop.org.uk/ot/news/2024/09/24/research-suggests-19-million-british-people-missing-routine-eye-tests
- https://www.unum.co.uk/docs/Health-Happiness-Productivity.pdf
- https://www.drewberryinsurance.co.uk/news/employee-benefits/why-businesses-should-provide-health-insurance
Start your journey now
With our online quote and buy solution, ideal for small businesses.