Health & Wellbeing Plan for employees
What we do
What is the Health & Wellbeing Plan?
How does a health cash plan work?
1
The company or employee pays a regular premium (or you contribute)
Each month, your company or your employees contribute a small, regular amount to the health cash plan. This payment might be deducted from their salary, funded by the company or it could be a contribution you make as the employer with additonal employee top-ups. This premium is what secures their access to the health plan’s benefits.
2
Employees see their doctor, dentist, or optomotrist
When your employees need routine healthcare services – like a dental check-up, new glasses from the optician, or even treatment from a physiotherapist or chiropractor – they simply visit their preferred practitioner. They pay for the service directly at the time of their appointment, just as they normally would.
3
Employees easily submit their claims
After their appointment and once they’ve paid, the employee receives a receipt. They then submit this receipt to us via an online claims portal.
4
Employees receive reimbursement
Once the claim is processed by us, typically in under 2 days*, the employee is reimbursed 100% of the cost they paid (up to their cash limit). This money is sent directly back to your employee, helping them manage their health expenses and making those essential treatments more affordable.
Here’s why companies choose us
Let’s talk about how we can support your employees, get in touch.
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Need to know
* Based on BHSF Claim data Jan 1st – 31st Dec 2024