Corporate Health & Wellbeing Plan
How does our Corporate Health & Wellbeing Plan benefit businesses?
Reduce employee absenteeism & increase productivity
Our company health insurance can help with proactive health management, including mental health support and preventative care to minimise absences and maximise your workforce’s output.
Attract top talent with our health plan for businesses
Our corporate health insurance signals how a company values its employees, making your business more attractive in a competitive market.
Boost morale & retain employees with our business health cover
Demonstrating your commitment to employee wellbeing fosters a positive work environment, boosts loyalty, and reduces your recruitment costs.
Address financial challenges in accessing healthcare
Provide financial relief to employees and their families by covering the rising costs of everyday healthcare and giving staff broad employee health coverage they can rely on.
What do your employees get with our Corporate Health & Wellbeing Plan?
100% cashback on dental, optical, therapy and more
We offer 100% cashback, up to annual maximums, on 12 essential monetary benefits with our company health insurance
Covering everything from preventative care like screenings and vaccinations to routine treatments like prescriptions, eye tests, prescription glasses and contact lenses, dental treatments, therapies and scans (MRI, CT and PET). That’s real value for your employees’ health and wellbeing, and a great incentive to stay with your business.
Four innovative, digital-first services to reduce absenteeism
We have four digital health offerings designed to empower your employees to prioritise their health and wellbeing helping to keep employees focused on work. Mobile optimised, your employees will be able to gain access to physiotherapy support, dental support, check their skin routinely and check their eyes.
24/7 365-day GP & counselling support
Empower your employees with constant access to vital support, alleviating the need to take time off work for appointments.
Provide them with a 24/7 GP service, offering confidential medical diagnosis, advice, and electronic prescriptions, ensuring their health needs are addressed anytime.
Additionally, your employees will benefit from a confidential 24/7 helpline, connecting them with qualified counsellors for support on emotional, personal, or work-related challenges. Offer your team peace of mind and demonstrate your commitment to their overall wellbeing.
Fitness, health & retail discounts online with our company health insurance
Gym discounts and online savings for your employees
Enhance your employee benefits package with a comprehensive range of online savings and gym discounts. Your employees will gain access to exclusive savings on fitness memberships, wellness products, and health-related services, fostering their physical and mental wellbeing.
Furthermore, they will enjoy a wide array of online discounts from top UK retailers, covering attractions, high street stores, leisure, travel, and dining, alongside reloadable gift cards.
This combination of health and lifestyle savings provides your team with valuable resources to improve their overall quality of life and stretch their earnings further. It’s also a great benefit for recruiting new employees and attracting top talent.
Reimbursements for diagnostics & surgery through our business health cover
Unlock faster diagnoses and get reimbursement towards treatments
Empower your employees with access to faster diagnoses and timely consultations. Your employees will be able to claim back some or all costs of private consultations, including essential diagnostic scans like MRIs, CTs, or PET scans. This allows them to expedite their health journey and receive timely care.
Additionally, our Health & Wellbeing Plan offers reimbursements for hospital day-case and in-patient care, providing your employees with added security and peace of mind when they need it most.
By offering these benefits, you can demonstrate your commitment to their health and wellbeing, ensuring they have access to crucial medical services without financial strain.
PMI Excess as an add-on benefit
PMI Excess
Our Health and Wellbeing Plan offers a valuable Private Medical Insurance (PMI) excess benefit as an optional add-on. This allows your employees to potentially reduce their PMI premiums by choosing a higher excess, while still benefiting from the broader range of health and wellbeing support included in our integrated plan. It’s a cost-effective way to manage PMI alongside proactive health and wellbeing benefits.
Our digital-first services
Digital physiotherapy assessment & support
Assess any condition in minutes and get the right care. 45% of users start treatment within 1 hour of injury and 90% of users report less pain within 1 week1. Progress tracking with clinical oversight and communication.
Digital dentistry support & helpline
Covering over 3 million lives and over 22,000 companies2, your employees will have on-demand chat support from UK dentists, a symptom checker and supporting self-care resources.
Digital skin cancer screening app
1 in 4 men and 1 in 5 women will develop a form of skin cancer at least once in their lifetime in the UK3. The 5 year survival rate is up to 99% if caught at stage I4, but only 22.5% if stage IV5. Our skin cancer screening app will help employees to track their moles and identify whether any could need referral to a specialist.
Digital eye screening
19 million British people fail to have regular eye tests6. Our online eye screening tool provides instant access to a comprehensive online eye test, that checks vision, astigmatism, visual field and contrast sensitivity, colour vision and depth perception.
Get more than just a great business health solution
Shortlisted health solutions provider
Shortlisted for several awards in 2025 specifically for our health plan.
Supporting over 5,000 businesses
We’re proudly serving over 5,000 businesses across the UK, ranging from large corporations to SMEs.
Excellent rated TrustPilot reviews
We are proud to hold such excellent reviews from our policyholders. They enjoy how efficiently we process our claims and often mention our staff and how helpful they are.
Support a not-for-profit
Proudly improving lives since 1873, we’re a not-for-profit (profit-for-good) provider, so your needs come first, every time.
Our Health & Wellbeing Plans
Here’s why companies choose us
Let’s talk about how we can support your employees, get in touch.
We’ll talk you through the variety of Health & Wellbeing Plan options we have so you can decide which health plan works best for your business.
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Frequently asked questions (FAQs)
Is this a Corporate Health Cash Plan?
The Health & Wellbeing Plan builds on the classic health cash plan, combining cash benefits with smart, preventative digital tools to support your wellbeing. With the additional digital benefits you’re offering more than just financial savings for your employees. To learn more about how the plan works click here.
Is this a company funded option only?
We offer a range of funding options with our Corporate Health & Wellbeing Plan. You can company fund the plan, employees can fund the plan, and we also have a hybrid option where a company can fund a level and employees can top-up to the higher levels that suit their needs.
Does the plan cover essential services like dental, vision, mental health, and chronic care?
The Corporate Health & Wellbeing plan is an ideal company health insurance solution for businesses looking to give their employees access to essential services like dental, vision, mental health and physio needs.
Chronic conditions can be maintained through the GP service available on the plan.
Does this business health cover include digital health tools or preventative care options?
Yes, this business health plan is more than a health cash plan which focuses on financial cash back for employees. This plan includes digital health tools that can help with preventative care. From digital eye screening, digital dentistry support and helpline, a digital skin cancer screening app, digital physiotherapy assessment and support to our GP Helpline and EAP support.
Can employees customise their coverage based on personal needs?
Employees can upgrade their plan to suit their needs. Children are included for free (age limits apply) and they can add their partners onto the health plan if they want to for an additional cost too.
Need to know
^ Based on base level cover with 10+ employees.
References
- Phio Engage data, provided by EQL January 2025
- https://toothfairyapp.co.uk/our-mission/
- https://www.skcin.org/skincancerinformation/theproblemandfacts.htm
- https://www.cancer.org/cancer/types/melanoma-skin-cancer/detection-diagnosis-staging/survival-rates-for-melanoma-skin-cancer-by-stage.html
- https://www.curemelanoma.org/about-melanoma/melanoma-staging/stage-4-melanoma
- https://www.aop.org.uk/ot/news/2024/09/24/research-suggests-19-million-british-people-missing-routine-eye-tests
- https://www.unum.co.uk/docs/Health-Happiness-Productivity.pdf
- https://www.drewberryinsurance.co.uk/news/employee-benefits/why-businesses-should-provide-health-insurance